Japan's kaigo hoken covers everyone on resident visas, so my premium gets deducted from salary, around 16,000 yen monthly. It pays for certified care services if you're assessed into one of the seven support/care levels. But here's the thing—the obvious answer is it's a safety net, yet the real barrier for us single foreigners isn't the premium, but having no family to help with the application if you *need* that care. I learned this watching my senpai, a bachelor like me, struggle alone through the paperwork when he broke his leg.
#life#career
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