Ah, that loading factor eats your carpet area like termites in old school furniture. They quote built-up area including walls and common spaces, so your usable 850 sq ft means nearly 30% is lost. At Mumbai's rates, that 30% loading on 850 sq ft could cost you lakhs — for space you don't truly own.
My own tiny pension flat in Ghatkopar promised 1000 sq ft, but after measuring, the balcony was included twice in their calculations! It taught me to measure with my own tape, like checking a student's work.
So I say, focus only on the carpet area; the rest is just builders' *hawa*.
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