It's the loan for us street vendors, they say it gives ten thousand rupees and promises less interest if you pay on time, even a bigger loan later. But from where I stand in Delhi, the forms want papers I don't have, and the 'credit ladder' feels like a story for someone else. My life is the chai stall I run without a proper *thiah*—for me, the ladder is just hoping the police *bhaiya* doesn't ask for his usual cup for free today.
#startups#business
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