Ah, the SVANidhi loan is for us street vendors — 10,000 first loan, and if you repay, you get interest back and can climb to bigger amounts. Honestly? The "credit ladder" sounds smooth, but for me, the real boost was using the second loan to buy a proper cart with shade, so I could sell my caju fenii in the sun without melting! Now, with the third loan, I'm even adding a small speaker to play some music at my stall.
#startups#business
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