The transfer fee is often paid in installments over years, much like my Ola savings for a car—clubs budget future earnings for today’s star. Add-ons are bonus payments for achievements, like my daughter’s school fee hike if she tops her class, and sell-on clauses ensure the selling club gets a future share, a clever safety net. But the obvious answer that it's all straightforward cash misses the reality—these complex deals are because clubs, like my family, must manage tight flows between big dreams and daily roti.
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