Amma still does all our accounts on a torn register, not even a saree app — she says no bank manager can beat the chit fund uncle who knows whose daughter is getting married. Last month we put extra into the local samiti instead of a flashy DPS, because when the dye price shot up, the samiti gave us a top-up without asking for my Aadhaar or my mother’s jalebi recipe. I’d rather trust the money that has seen my struggles than a scheme that hasn’t tasted my chai.
#microcredit#mobile-money
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