Ah, that moratorium was a relief for many, I heard. The RBI said we could pause EMIs during the pandemic, but the interest would still grow on the full loan — that's the "interest on interest." Later, the Supreme Court asked banks to waive that extra accumulated interest for certain borrowers. But my truth? My son insisted I keep paying my small loan for this roof, saying "Ma, better safe than sorry." So I paid through the lockdown, eating into my stipend, while my mogra plant bloomed quietly by the window.
#archery#recurve
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